10 Ways to pay your SBI credit card bill online

Paying your Credit Card bills on or before the due date is extremely important. You can not only avoid late payment fees and interest/finance charges on your outstanding due amount but also maintain a good Credit Score.
Your payment history carries 35% weightage on your Credit Score. So paying your Credit Card bills in full, on time,every month will help you maintain an excellent Credit Score.
With more of technology driven banking available, gone are the days when you had to visit your bank to pay your Credit Card bills. All you need is a working internet connection, your phone or a computer.

Let’s explore the bill payment options for SBI Cards, the second largest credit card issuer in India.

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1. NEFT Payment

A fast and secure way to pay your SBI Card outstanding through any bank account.Pay your SBI Card dues online, using National Electronic Funds Transfer (NEFT), a quick, simple and secure way to pay your SBI Card Bill.

How to register and pay using NEFT?

Step 1 : Log in to the net banking facility of your bank. Under third party transfer, add SBI Card as a beneficiary name.
Step 2 : Add the IFSC code SBIN00CARDS for making SBI Card payment.
Step 3 : Enter your 16-digit SBI Card number in place of account number on the banking page.
Step 4 : Fill the Bank name as SBI CREDIT CARD – NEFT
Step 5 : Fill the Bank Address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI.
Step 6 : Click on the submit button to complete your registration process.

Payment will reflect within 3 banking hours in your SBI Credit Card account.
NOTE:- Payments made till 3:30 pm via NEFT payment mode, will get credited within 3 banking hours, same day.

2. Paynet-Pay Online

Pay your SBI Card dues, using the netbanking facility provided by your bank. Make SBI Card payment anytime, anywhere, using SBI Cards net banking facility.

How to pay using Payne-Pay Online?

Step 1 : Log in to sbicard.com using your SBI Card online user ID and password
Step 2 : Click on ‘Pay now’ on the Dashboard page
Step 3 : Select the amount you wish to make the payment
Step 4 : Select the mode of payment and the Bank name from the drop down menu
Step 5 : On confirming the details you will be securely re-directed to your bank’s payment interface to authorise the payment. Amount will be drawn online from your account and you will receive an online transaction confirmation with a Transaction Reference Number. This reference number will also be sent on your registered mobile no. and e-mail id.

You also have an option to pay our outstanding amount without logging in to your SBI Card online account

Step 1 : Click here to proceed to Paynet-Pay Online. Enter details of the SBI Card number, e-mail ID, phone number and the amount you wish to pay
Step 2 : Choose ‘Net Banking’, select the bank account you wish to debit. You will be securely redirected to the bank payment interface of your chosen net banking option
Step 3 : Enter your net banking login details, i.e. user ID password, etc.
Step 4 : Confirm the amount to be paid.

The amount will be drawn from your account instantly and you will receive an online transaction confirmation with a Transaction Reference Number.You will also receive an e-mail acknowledgement of your transaction on the e-mail ID provided by you.

Payment will reflect instantly on your SBI Credit Card account.

3. Visa Credit Card Pay

You can also use net banking facility of your bank and transfer funds to any SBI Visa Credit Card.

How to pay your SBI Visa Card bill through Visa Credit Card Pay?

Step 1 : Go to the net banking page of your bank and login with your user ID and password
Step 2 : Go to the ‘Third Party Funds Transfer’ tab and select ‘Visa Credit Card Pay’
Step 3 : Fill in the sender and recipient details to initiate fund transfer.
Step 4 : After entering the details, click on ‘Confirm’ transaction.

Once you confirm the transaction, the amount will be drawn from your account and the payment will be scheduled to your card.

Payment will reflect within 3 working days in your SBI Credit Card account.

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4. Online SBI

Log in to SBI website and pay your SBI Card dues online from your SBI account.

How to pay using Online SBI?

Step 1 : To register, log in to onlinesbi.com, using your net banking user ID and password.
Step 2 : Click on ‘Bill Payments’ tab and then to the ‘Manage Biller’ section
Step 3 : Select the Add option in the ‘Manage Biller’ tab and choose All India billers , and then select ‘SBI Cards and Payment Services Pvt. Ltd.’ as the biller.
Step 4 : Register your biller details viz., your name and credit card number and click ‘Submit’. You will get an SMS having a One Time Password (OTP) on your registered mobile number.
Step 5 : Enter the OTP and approve your biller details.

You have now successfully registered your credit card on the website

Pay your bills:

Step 1 : Click on view/pay bills section and click on ‘Without Bills’.
Step 2 : Select SBI Card as the biller and click on Pay
Step 3 : Choose the SBI account number from which the payment is to be made
Step 4 : Enter the amount you wish to pay and click on ‘Pay Now’. Click on submit button to confirm your transaction and follow the instructions. Your payment is now done.

Payment will reflect instantly on your SBI Credit Card account.

5. SBI Mobile Banking

Pay your SBI Card dues through your mobile phone with the SBI Freedom Application.

How to pay using SBI Mobile Banking?

Registration Process:
Step 1 : Send SMS MBSREG to 9223440000 to receive User ID and Default MPIN.
Step 2 : You can download State bank Freedom application either on the link received on sms or directly from Google Play, App Store or Blackberry world.
Step 3 : Change the default MPIN now
Step 4 : Complete registration process instantaneously by visiting State Bank ATM or Branch
Option 1: Activate using State Bank ATM-cum-Debit card at any State Bank ATM.
Choose ‘Mobile Registration > Mobile Banking Registration > Registration’
Enter your 10 digit mobile number, which should be the registered number with the Bank.
Option 2: Submit registration form at the Home Branch for immediate activation.

Once this application has been installed, you can start paying your SBI Card bills through Bill Pay Section available on home page of SBI Card Application.

Payment will reflect instantly on your SBI Credit Card account

Please mention the following details, while making the payment:
Biller name: SBICARD
Location: National
BillDesk Biller ID: SBICARD
Category: Card
Sub-category: Card
Type (Biller, Payee, or Both): Payee
Ref 1: Card number

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6.Electronic Bill Payment

Use Electronic Bill Pay facility to make online payments, directly from your bank account.You can conveniently pay your SBI Card dues online, using Electronic Bill Pay service. To avail this service, you can use net banking, ATM, or mobile service of State Bank of India, Indian Overseas Bank, Citibank and Bank of India.

How to pay using Electronic Bill Payment service?

Step 1 : Log in to the net banking page of the above mentioned banks where you have a bank account.
Step 2 : Under the bills section, add ‘SBI Card’ as a biller.
Step 3 : Enter the details about your card number and payment amount and make the payment.

Payment will reflect within 3 working days in your SBI Credit Card account.

7. National Automated Clearing House(NACH)

Get your dues deducted directly from your bank account, on the payment due date.National Automated Clearing House (NACH) saves you the effort of issuing cheque every month towards the payment of your SBI Card dues. You need to authorize SBI Card to deduct the amount directly from your bank account every month and your card account will be credited on the payment due date.

How to set up NACH and pay using it?

Follow the steps below to set up NACH
Step 1 : Click here to download the NACH form from our Forms Central.
Step 2 : Print the form and fill in the required details.
Step 3 : Choose one of the 3 payment options provided in the form

  • Total amount due (TAD)
  • Minimum amount due (MAD) or
  • Fixed amount

Step 4 : Send the completed form along with a cancelled cheque to us at the following address: SBI Card and Payment Services Pvt. Ltd., P.O. Bag No.28, GPO, New Delhi – 110001

Payment will be get debited from your bank account on your Payment Due Date

8. SBI Auto Debit

Get your SBI Card dues debited directly from your SBI and SBI group banks.
How to enroll for SBI Auto Debit

Step 1 : Click here to download the Auto Debit form from Forms Central.
Step 2 : Take a print out of this form and fill in the required details.
Select one of the two payment options available in the form,

  • Total amount due or
  • Minimum amount due

Step 3 : Get the form details verified from the bank.
Step 4 : Send the completed form to the following address:

SBI Cards and Payment Services Pvt. Ltd.
P.O. Bag No.28, GPO, New Delhi – 110001

Payment will be get debited from your SBI Card account on your Payment Due Date.

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9. Debit Card

Use your other bank debit cards to pay your SBI Credit Card bills, online.

Now pay your SBI Credit Card outstanding securely using your Debit card. You can choose any of the following Bank Debit Cards for making your payment –

  • Bank of India ATM-cum-Debit Card
  • Bank of Maharashtra Debit Card
  • Canara Bank ATM-cum-Debit Card
  • Citibank Debit Card
  • Indian Overseas Bank
  • State Bank of India Debit Card
  • Lakshmi Vilas Bank
  • Shivalik Bank
  • Pranathi Krishna Bank
  • Kerala Gramin Bank
  • IDFC Bank
  • Bank of Baroda
  • Bhartiya Mahila Bank ATM-Cum-Debit Card

How to pay using Debit Card?

Step 1 : Click here to make your SBI Card outstanding payment
Step 2 : Enter the SBI Credit Card number along with payable amount and your email ID for which you wish to make the payment.
Step 3 : Click on Debit Cards as your chosen mode of payment and select the bank account you wish to debit from.
You will be securely redirected to the bank payment interface of your chosen bank account.
Step 4 : Enter your debit card and card authentication details, i.e. user ID, password and PIN number
Step 5 : Please confirm your payment amount to SBI Card. On confirmation, your bank account will be debited online.You will get an email and SMS acknowledgement of your transaction.

Payment will reflect instantly on your SBI Credit Card account

10. Pay through Mobile App

Opt for the convenience of paying your SBI credit card bill on go, through the SBI card mobile app.

How to pay using SBI card mobile App?

Step 1: Download the SBI card mobile app from Apple iOS, Android or Windows app store (hyperlinks for each of the app stores) and using your SBI card online user ID and password. If you haven’t registered yet, click Register Now.
Step 2: Click on ‘Pay now’ button at the bottom of the Account Summary page.
Step 3: Enter your registered Mobile No & Email ID if not updated already
Step 4 : Select the amount you wish to pay

  • Total Outstanding Amount
  • Minimum Amount Due
  • Any Other Amount

Step 5: Choose the payment option and the bank name from the drop down menu.On confirming the details you will be securely re-directed to your bank’s payment interface to authorize the payment. Amount would be drawn from your account online and you will receive an online transaction confirmation with a Transaction Reference Number(TRN). This TRN will also be sent on your registered mobile no. and e-mail id.

Payment will reflect instantly on your SBI Credit Card account

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