SBI Credit Cards: Chote Bade Sabke Liye

Apply for SBI Credit CardCredit Cards come with so many benefits, that no one would like to miss out. The benefits spread across rewards points, cashback, EMI-conversion, free travel vouchers, free movie-tickets etc. Credit Cards come in handy every time you need to spend to grab a deal on an e-commerce site or a retail store in a mall(provided you use them responsibly and pay your Credit Card bills on time). Digital India, the initiative of Govt. of India can only be achieved if we start using less of cash and more of digital payments. That’s where a credit comes into play.

It is a belief that credit cards are meant for the high income earning people. To bust this myth, we present a list of SBI credit cards which any Indian above the age of 21 years and earning even less than ₹25,000 per month can also avail.

To make it even more convenient and quick, you can apply online and get instant approval.

For income range between ₹15,000 to ₹20,000 per month(Salaried or businessman)

SimplySAVE SBI Card

Apply for SBI credit card

With this card you get numerous privileges. Enjoy the extravaganza offer- Get 2000 bonus reward points by spending ₹2,000 or more within 60 days of getting the card. (4 Reward Points = ₹1) So you get effectively ₹500 worth reward points which can be used to pay the outstanding balance on your credit card or redeem against a wide array of gifts.That’s a pretty warm welcome. Isn’t it?

You are also eligible for 10x reward points once you spend on dining, movies, grocery and departmental store purchases. On all other spends, earn 1 reward point for every ₹100 that is swiped.Transact for an amount between ₹500 to ₹3,000 at any petrol pump in India and get 1% fuel surcharge waiver.
Annual membership fees is although ₹499, but you get a reversal for that too if your previous year spends are ₹90,000 or more.

IRCTC SBI Platinum Card

Instant approval on IRCTC SBI Platinum Card

Many of us stay away from home town for earning livelihood but love for the family and friends bring them back frequently. It’s the train journey that makes it affordable for them.
This card promises to make your rail journeys even more affordable. When you buy tickets through irctc.co.in for AC1, AC2 and AC CC you get up to 10% value back as Reward points. (1 Reward Point = ₹1)

That’s not all, you save 1.8% transaction charge when you book rail tickets on irctc.co.in using your IRCTC SBI Platinum Card.You can even use your IRCTC SBI Platinum Card to book railway tickets online and get them delivered at your doorstep.With this card also, you get a 1% fuel surcharge waiver for transactions that range between ₹500 and ₹3,000.
How can you be left without a warm welcome! Get 350 activation bonus Reward points on spending ₹500 or more within 45 days of card issuance. For all your other non-fuel retail spends, you get 1 reward point for every ₹125 spent.

For income range between ₹20,000 to ₹25,000 per month(Salaried or businessman)

SimplyCLICK SBI Card

Get Instant Approval

This card is for the online shopaholics. SBI Cards family welcomes you with an Amazon gift voucher worth ₹500 as joining bonus along with the card.
You get 10X reward points on online spends with exclusive partners – Amazon / BookMyShow / Cleartrip / Foodpanda / Lenskart / OLA / Zoomcar and 5X rewards on all other online spends.
With this card too, you get a 1% fuel surcharge waiver for transactions that range between ₹500 and ₹3,000
More spends transform into more rewards. The moment your spends in a year reach ₹1,00,000 your annual membership fee gets waived. That’s not all. You get a travel e-voucher worth ₹2,000 on annual online spends reaching ₹1,00,000. That’s just the first milestone reward. On reaching the second milestone of annual online spends of ₹2,00,000 you again get a travel e-voucher of ₹2,000.

All these cards come with a Flexi-pay feature to make your split your spends and not your dreams. Make any purchase of ₹2,500 or more using any of these SBI credit cards and convert your transaction into easy monthly payments.

If any of these is the card you were searching for, don’t wait any longer. Apply online and get instant approval.

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