Citibank Cashback Card

  • Joining Fee
    ₹ 500
  • Category
  • Min. Income
    ₹ 4,00,000
Citibank Cashback Card
  • Simply tap-and-pay at merchant terminals for purchases up to Rs.2000* without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

Card Details

Now pay the easy way

  • Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card.
  • It’s safe, fast and secure. What’s more? For transaction up to Rs.2000*, you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs.2000 use card with PIN by dipping or swiping.

Please Click here for frequently asked questions.

Great savings on your everyday spends

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.

Click here to know more and register for the secure Bill Pay facility.

  • 0.5% Cash Back on all other spends.
Use Citi Savings Calculator and find how much you can save with a Citi Cash Back Credit Card. Terms 

Hassle-free redemption

  • Get your cash back conveniently and automatically as statement credit.
  • Redemption in multiples of Rs.500.


To get this credit card, you must be:

  • Above 21 years of age
  • Salaried or Businessman
  • Permanent Resident of India
  • Having Good Credit Score. Not sure of your credit score? Click here to check for FREE
  • Minimum Gross Annual Income of Rs.4Lac

Additional criteria for approval from the lender may apply

Documentation Required

Applicant needs to furnish self-attested supporting documents :

Identity Proof(any one) such as
  • Aadhaar Card
  • PAN Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
Address Proof(any one) such as
  • Aadhaar Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
  • Utility bill not more than 2 months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill) 
Income Proof(whichever applicable)
  • Latest Payslip/Form-16(For Salaried)
  • Latest ITR(For self-employed)

and a passport-size photograph.

Think About

Benefits all year long

Dining Privileges

Up to 15% savings across participating restaurants.

To find a Citibank partner restaurant near you, click here.

Shopping Privileges
Enjoy savings and offers at hundreds of stores in your City. To find one near you, click here.
EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Fee Details


Interest RateA variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc.
Annual FeeRs.500.Annual Fee is billed in the first month statement of card issuance and incrementally every 12 months thereafter. For Schedule of charges, click here.

Customer Care Details


1860 210 2484 (Local call charges apply) Use +91 22 4955 2484 for calling us from outside of India.


Contact Citibank immediately on the 24X7 CitiPhone* numbers to log a complaint or block your card in any of the following scenarios:

  • If you’re unable to locate your Citibank Bank Credit Card.
  • Your Citibank Bank Credit Card has been swallowed in the card slot of an ATM.
  • You received an SMS or email alert for a transaction which you did not make.
  • You used an ATM to withdraw cash but the money could not be dispensed

You can even write to

Principal Nodal Officer,

Citibank India

No. 2, Club House Road,

Chennai - 600 002

For easier reference, its good to mention the complaint reference number and your first contact point in the bank for the concern raised.