Citibank Rewards Card

Citibank
  • Joining Fee
    ₹ 0
  • Category
    Rewards
  • Min. Income
    ₹ 3,00,000
Citibank Rewards Card
  • Earn 10 Reward Points for every ₹125 spent at Apparel & Department Stores
  • Redeem points instantly at over 700 outlets and e-shopping partners
  • Get 2,500 points on Card activation
  • Enjoy over 6,000 offers across Dining, Shopping, Movies & EMI

Card Details

Earn unlimited 10X reward points at select partners

    • Earn 10X Reward Points for every ₹125 spent at apparel and department stores.
    • Earn 1 Reward Point for every ₹125 spent on your Card anywhere.
    • Earn unlimited 10X reward points at select partners.

Click here for the complete list of 10X Rewards partners. Click here for associated Terms & Conditions

Enjoy Welcome Rewards
Start your rewards journey with:
    • Get 1,000 bonus points on your first ₹1,000 spend made within 60 days of Card issue.
    • Get 1,500 bonus points on your first spend made within 30 days of card issue. 
Please click here for Terms and conditions.

Earn Bonus Reward Points

    • Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a month
Please click here for Terms and conditions.

Points that never expire

    • Redeem now or keep collecting for something big later – it's a choice you have because your Reward Points will never expire.

Do more with your points - Most Flexible Rewards Redemption Program

    • Enjoy attractive redeeming options including holidays, premium merchandise.

Save on Annual Fee

    • The annual fee on the card is ₹0 when you spend ₹30,000 or more on your Card in a year. Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1,000.

Click here for Terms and Conditions.

Eligibility

To get this credit card, you must be:

  • Above 21 years of age
  • Salaried or Businessman
  • Permanent Resident of India
  • Having Good Credit Score. Not sure of your credit score? Click here to check for FREE
  • Minimum Gross Annual Income of ₹2Lac
Additional criteria for approval from the lender may apply

Documentation Required

Applicant needs to furnish self-attested supporting documents :

Identity Proof(any one) such as
  • Aadhaar Card
  • PAN Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
Address Proof(any one) such as
  • Aadhaar Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
  • Utility bill not more than 2 months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill) 
Income Proof(whichever applicable)
  • Latest Payslip/Form-16(For Salaried)
  • Latest ITR(For self-employed)

and a passport-size photograph.

Think About

All the things you can redeem your Reward Points for

Important update on Instant Redemption Point Conversion Rate w.e.f 20th January 2015.  Click here to know more.

Fuel

  • Instant redemption at over 1200 participating IndianOil outlets.
  • Redemption rate at IndianOil outlets: 1 Reward Point = ₹0.25 | Minimum Points required to redeem: 250

In-Store Shopping

  • Instant redemption at over 600 partner stores including Shoppers Stop, Westside, Landmark, The Mobile Store, Univercell, William Penn, Titan and Reliance. To find a store near you, click here.
  • Redemption rate at partner stores: 1 Reward Point = ₹0.30 | Minimum Points required to redeem: 250

Online Shopping

  • Instant redemption against movie tickets, travel arrangements, mobile services, and hundreds of things you'd love to own at online mega-stores. To find all online participating E-stores, click here.
  • Online shopping sites redemption rate: 1Reward Point= ₹0.30 | Minimum Points required to redeem: 250
  • Online travel sites redemption rate: 1 Reward Point = ₹0.25

Air miles

  • On Air India and Jet Airways as Frequent Flyer membership miles.
  • To redeem for air miles, please call 24x7 CitiPhone helpline. You will find the numbers on the back of your Card, and here.

Cash back

  • Adjust points against your Statement outstanding
  • To redeem, please call 24x7 CitiPhone helpline. You will find the numbers on the back of your Card, and also here.
  • Redemption rate for cash back: 1 Reward Point = ₹0.35 | Minimum Points required to redeem: 5,000.

Gift Vouchers

  • Instant redemption against premium brands
  • Make a pick from popular brands.
  • Redeem your points in three simple steps – browse the catalog, choose what you want, and place an order using your points. Preview your rewards here.

Benefits all year long

Dining Privileges
Up to 15% savings across participating restaurants.To find a Citibank partner restaurant near you, click here.
Shopping Privileges
Enjoy savings and offers at hundreds of stores in your City. To find one near you, click here.
EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.


Fee Details

Flexibility

Interest Rate
3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.
Annual FeeNil, when your yearly Card spends amount to ₹30,000 or more. If not, a ₹1,000 Annual Fee will be applicable.
  • To learn about other important Fees and Charges applicable on the Card, please click here.
  • To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.

Customer Care Details

CITIBANK CREDIT CARDS CUSTOMER CARE NUMBERS

1860 210 2484 (Local call charges apply) Use +91 22 4955 2484 for calling us from outside of India.

EMERGENCY SERVICES CITIBANK CREDIT CARD

Contact Citibank immediately on the 24X7 CitiPhone* numbers to log a complaint or block your card in any of the following scenarios:

  • If you’re unable to locate your Citibank Bank Credit Card.
  • Your Citibank Bank Credit Card has been swallowed in the card slot of an ATM.
  • You received an SMS or email alert for a transaction which you did not make.
  • You used an ATM to withdraw cash but the money could not be dispensed

You can even write to

Principal Nodal Officer,

Citibank India

No. 2, Club House Road,

Chennai - 600 002

For easier reference, its good to mention the complaint reference number and your first contact point in the bank for the concern raised.