Best Credit Cards in 2018

Compare and apply for the card which best suits your needs.

  • Cash back
  • More rewards on shopping
  • Best deals on travel
  • Host of other benefits

At Gullakh.com we do the ground work and present you with the best offers, which are apt for your
requirements. Sit back and relax while we work it for you.

We found 9 Credit Cards
Check Your Eligibility
We found 9 Credit Cards

Citibank Rewards Card

Citibank
  • Joining Fee
    ₹ 0
  • Category
    Rewards
  • Min. Annual Income
    ₹ 3,00,000
Citibank Rewards Card
  • Earn 10 Reward Points for every ₹125 spent at Apparel & Department Stores
  • Redeem points instantly at over 700 outlets and e-shopping partners
  • Get 2,500 points on Card activation
  • Enjoy over 6,000 offers across Dining, Shopping, Movies & EMI

To know everything and anything about this card-Click Here

Citibank Rewards Card

Earn unlimited 10X reward points at select partners

    • Earn 10X Reward Points for every ₹125 spent at apparel and department stores.
    • Earn 1 Reward Point for every ₹125 spent on your Card anywhere.
    • Earn unlimited 10X reward points at select partners.

Click here for the complete list of 10X Rewards partners. Click here for associated Terms & Conditions

Enjoy Welcome Rewards
Start your rewards journey with:
    • Get 1,000 bonus points on your first ₹1,000 spend made within 60 days of Card issue.
    • Get 1,500 bonus points on your first spend made within 30 days of card issue. 
Please click here for Terms and conditions.

Earn Bonus Reward Points

    • Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a month
Please click here for Terms and conditions.

Points that never expire

    • Redeem now or keep collecting for something big later – it's a choice you have because your Reward Points will never expire.

Do more with your points - Most Flexible Rewards Redemption Program

    • Enjoy attractive redeeming options including holidays, premium merchandise.

Save on Annual Fee

    • The annual fee on the card is ₹0 when you spend ₹30,000 or more on your Card in a year. Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1,000.

Click here for Terms and Conditions.

IndianOil Citi Platinum Credit Card

Citibank
  • Joining Fee
    ₹ 0
  • Category
    Fuel
  • Min. Annual Income
    ₹ 4,00,000
IndianOil Citi Platinum Credit Card
  • Earn upto 71 litres of Free* Fuel every year
  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs.150 at grocery and supermarkets.
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
  • No Annual Fee*

To know everything and anything about this card-Click Here

IndianOil Citi Platinum Credit Card

Save on your fuel bills at IndianOil Outlets

  • Earn 4 Turbo Points for every Rs.150 (2.67%) of fuel purchased
  • Full waiver of the fuel surcharge (1%) on fuel purchases
  • 1 Turbo Point equals Rs.1 worth of fuel.

Earn 4X Turbo Points with our featured partners

  • Earn 4 Turbo Points for every Rs.150 at our featured partner.
Click here for a complete list of 4X IOC partners.
Click here for Terms and conditions on 4X Turbo Points offer.

Earn free fuel on ALL your daily expenses

  • Get 2 Turbo Points on every Rs.150 spent at groceries and supermarkets. Click here for a list of applicable stores. This is capped to spends up to Rs.5,000 (or 67 points) per month.

No Annual Fee

The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1,000. Click here for Terms and conditions.

Your Turbo Points never expire

  • Redeem them now or collect them for something big later - it's a choice available to you with your Turbo Points that never expire.

Flexible Rewards Redemption Program - Do more with your points

Convert your Turbo Points to free fuel or redeem them easily in-store or online for exclusive products in lifestyle, leisure, and travel. For a preview of your rewards, please click on the links below.

Redeem for free fuel instantly at over 1200 IndianOil outlets across the country.
Convert your points to gift vouchers for products and services from brands.
Pay with points at select merchant outlets and online partners for things you would want to buy.


SimplySAVE SBI Card

SBI
  • Joining Fee
    ₹ 499
  • Category
    Shopping
  • Min. Annual Income
    ₹ 2,00,000
SimplySAVE SBI Card
  • 2,000 bonus reward points on spends of  ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends 
  • Annual fees reversal on spends of  ₹90,000 and above 
  • 1% fuel surcharge waiver across all petrol pumps

To know everything and anything about this card-Click Here

SimplySAVE SBI Card

Joining Bonus

  • Spend ₹2,000 or more in first 60 days and get 2,000 bonus Reward Points. Click here to know more.

10x Reward Points

  • Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all your other spends, earn 1 Reward Point per ₹100 spent (4 Reward Points = ₹1)

Enjoy Complete Fuel Freedom

  • Get freedom from paying the 1% fuel surcharge at any petrol pump
  • Transact an amount between ₹500 to ₹3,000 at any petrol pump in India to avail this offer
  • You get maximum surcharge waiver of up to ₹100 per statement cycle, on your SimplySAVE SBI Card

Spend Based Reversal

  • Get annual membership fee reversal from second year of your subscription
  • To avail fee reversal, you need have spent ₹90,000 or more on your SimplySAVE SBI Card in the previous year

SimplyCLICK SBI Card

SBI
  • Joining Fee
    ₹ 499
  • Category
    Shopping
  • Min. Annual Income
    ₹ 2,00,000
SimplyCLICK SBI Card
  • Amazon.in Gift Card worth ₹500 on joining
  • 5X Reward Points on online spends
  • 10X Reward Points on online spends with exclusive partners
  • E-vouchers worth  ₹2000 on annual online spends of  ₹1Lakh and  ₹2Lakhs each

To know everything and anything about this card-Click Here

SimplyCLICK SBI Card

Log-in Gift

  • Get Amazon.in gift card worth ₹500* on joining
Please click here for detailed Terms and Conditions.

e-Shopping Rewards

  • Earn 10X rewards on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Foodpanda / Lenskart / OLA / Zoomcar
  • Earn 5X rewards on all other online spends
  • Earn 1 reward point per ₹100 on all other spends
  • 10X Rewards are applicable only when payment is done in INR (Indian Rupee) using SimplyCLICK SBI Card
  • Use your Credit Card Reward Points to redeem against a wide array of gifts from the Rewards Catalogue

Milestone Rewards

  • e-voucher worth ₹2,000 on annual online spends of ₹1 Lakh
  • e-voucher worth ₹2,000 on annual online spends of ₹2 Lakhs
Please click here for detailed Terms and Conditions

Enjoy Complete Fuel Freedom

  • 1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges)
  • Maximum surcharge waiver of ₹100 per statement cycle, per credit card account

Annual Fee Reversal

  • Spend ₹1,00,000 and get annual fee of ₹499 reversed for your SimplyCLICK SBI card in the subsequent year

Contactless Technology

  • Simply wave your card at a secured reader and your transaction is done

IRCTC SBI Platinum Card

SBI
  • Joining Fee
    ₹ 500
  • Category
    Travel
  • Min. Annual Income
    ₹ 3,00,000
IRCTC SBI Platinum Card
  • Upto 10% value back as Reward Points for railway ticket purchases
  • 350 bonus Reward Points on activation
  • 1.8% transaction charges waiver, on railway ticket bookings on irctc.co.in
  • 1% fuel surcharge waiver at all petrol pumps

To know everything and anything about this card-Click Here

IRCTC SBI Platinum Card

Welcome Gift

  • Get 350 activation bonus Reward points on spending ₹500 or more within 45 days of card issuance
  • Earn ₹100 cash back on your first ATM cash withdrawal within 30 days of receiving the card

Value Back Benefits

  • Buy tickets through irctc.co.in for AC1, AC2 and AC CC and earn up to 10% value back as Reward points. (1 Reward Point = ₹1)
  • Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in
  • You can redeem all your Reward points against railway ticket purchases through irctc.co.in

Please click here for FAQ’s.

Travel Offers from IRCTC

  • Log on to irctc.co.in and avail exclusive travel privileges
  • Book your airline tickets with IRCTC at unbeatable prices

Fuel Surcharge Waiver

  • Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges
  • Get maximum surcharge waiver of ₹100 per statement cycle per credit card account

Citibank Cashback Card

Citibank
  • Joining Fee
    ₹ 500
  • Category
    Cashback
  • Min. Annual Income
    ₹ 4,00,000
Citibank Cashback Card
  • Simply tap-and-pay at merchant terminals for purchases up to Rs.2000* without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

To know everything and anything about this card-Click Here

Citibank Cashback Card

Now pay the easy way

  • Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card.
  • It’s safe, fast and secure. What’s more? For transaction up to Rs.2000*, you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs.2000 use card with PIN by dipping or swiping.

Please Click here for frequently asked questions.

Great savings on your everyday spends

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.

Click here to know more and register for the secure Bill Pay facility.

  • 0.5% Cash Back on all other spends.
Use Citi Savings Calculator and find how much you can save with a Citi Cash Back Credit Card. Terms 

Hassle-free redemption

  • Get your cash back conveniently and automatically as statement credit.
  • Redemption in multiples of Rs.500.

Citibank Premier Miles Credit Card

Citibank
  • Joining Fee
    ₹ 3,000
  • Category
    Travel
  • Min. Annual Income
    ₹ 6,00,000
Citibank Premier Miles Credit Card
  • Earn 10 Miles for every Rs.100 spent on all airline transactions1.
  • Earn 10 Miles for every Rs.100 spent on exclusive website www.premiermiles.co.in and with our select partners.
  • Redeem Miles across over a 100 domestic and international airlines.
  • Transfer your Miles to any of our hotel & airline partners

To know everything and anything about this card-Click Here

Citibank Premier Miles Credit Card

Get Bonus Miles

  • 10,000 Miles with your first spend of Rs.1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance
  • 3,000 Miles on Card renewal.

Faster Miles

  • Earn accelerated 10 Miles per Rs.100 when you book flight tickets, hotel stays, and car rentals at the dedicated PremierMiles website. Access it at www.premiermiles.co.in
  • Earn 10 Miles per Rs.100 spent on all airline transactions - with any airline in the world
  • Earn 10 Miles per Rs.100 spent with our online partner merchants.
  • Earn 4 Miles for every Rs.100 spent on all other transactions.

Click here for the complete list of 10 Miles partners. Click here for the associated Terms & Conditions

Never expiring Miles

  • Enjoy the freedom of evergreen Miles that never expire. 

Fly When You Want To

  • Redeem your Miles for flights without blackout dates.

Get Double the Miles

  • If you are a Frequent Flyer Program (FFP) member of any airline, and you book a ticket on it using your Citi PremierMiles Card, you earn Miles for the ticket purchased at 10 Miles per Rs.100 rate.
  • Plus, you acquire your regular FFP Miles for flying that airline. That's twice the joy at half the price.

Transfer Miles to Airline Partners in 2:1 Ratio

  • Get 1 Frequent Flyer Air Mile for every 2 Miles you transfer on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways and Air India.
  • You can also transfer Miles to our hotel partners! Click here to know more.

Complimentary Access to Airport Lounges

  • Enrich your travel experience. Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities. For details, please click here.

Air India SBI Signature Card

SBI
  • Joining Fee
    ₹ 4,999
  • Category
    Travel
  • Min. Annual Income
    ₹ 6,00,000
Air India SBI Signature Card
  • 20,000 Reward Points as Welcome Gift
  • Card Anniversary gift of 5,000 Reward Points every year
  • Upto 30 Reward Points for every Rs. 100 spent on Air India tickets.
  • Up to 1,00,000 Bonus Reward Points on annual spends of Rs. 5 lakh & above

To know everything and anything about this card-Click Here

Air India SBI Signature Card

  • Get 20,000 Reward points* as a welcome gift on payment of your joining fee
  • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • Get 4 Reward points for every Rs. 100 spent.
  • Get up to 1,00,000 bonus Reward points annually
  • Convert your Reward points into Air India miles. 1 Reward point is equal to 1 Air India Air mile
  • Enjoy anniversary gift of 5,000 Reward points every year on payment of renewal fee
  • Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
  • 30 Reward Points when booked for self and 10 Reward Points when booked for others.
  • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
  • Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports. For details, click here

SBI Card ELITE Card

SBI
  • Joining Fee
    ₹ 4,999
  • Category
    Lifestyle
  • Min. Annual Income
    ₹ 6,00,000
SBI Card ELITE  Card
  • Welcome e-Gift Voucher worth Rs. 5,000 on joining
  • Get free movie tickets worth Rs. 6,000 every year
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/year
  • Complimentary membership to Club Vistara and Trident Privilege program

To know everything and anything about this card-Click Here

SBI Card ELITE Card

Complimentary Movie Tickets

  • Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be chargeable

Milestone Privileges

  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
  • Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs

ELITE Rewards

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn 2 Reward Points per Rs. 100 on all other spends
  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver across all petrol pumps. (Govt. Service Tax extra as applicable). Maximum Surcharge Waiver of Rs. 250 per month per credit account

International Lounge Program

  • Complimentary membership to the Priority Pass Program worth $99
  • 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter)W.e.f. 1st July 2017
  • Access over 1000 Airport Lounges worldwide

Domestic Lounge Program

  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
  • To avail the offer, please use your SBI Card ELITE at the respective lounges

Club Vistara Membership

  • Enjoy complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every ₹ 100 spent on Vistara flights

Click here to apply for your exclusive Club Vistara Silver membership

Trident Privilege Membership

  • Enjoy complimentary Trident Privilege Red Tier membership   
  • Get exclusive 1,000 Welcome Points on registration
  • Enjoy 1500 Bonus Points on your first stay & additional ₹ 1000 hotel credit on extended night stay

Click here to apply for your Trident Privilege Red Tier membership

  • Enjoy 10% instant savings on bookings through hotel website
  • Enjoy 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels

Lowest Forex Markup

  • Your SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
  • You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions

Exclusive Concierge Service

  • Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservations
  • Exclusive discounts at leading Spa’s and Lifestyle Stores