IndianOil Citi Platinum Credit Card

Citibank
  • Joining Fee
    ₹ 0
  • Category
    Fuel
  • Min. Income
    ₹ 4,00,000
IndianOil Citi Platinum Credit Card
  • Earn upto 71 litres of Free* Fuel every year
  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs.150 at grocery and supermarkets.
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
  • No Annual Fee*

Card Details

Save on your fuel bills at IndianOil Outlets

  • Earn 4 Turbo Points for every Rs.150 (2.67%) of fuel purchased
  • Full waiver of the fuel surcharge (1%) on fuel purchases
  • 1 Turbo Point equals Rs.1 worth of fuel.

Earn 4X Turbo Points with our featured partners

  • Earn 4 Turbo Points for every Rs.150 at our featured partner.
Click here for a complete list of 4X IOC partners.
Click here for Terms and conditions on 4X Turbo Points offer.

Earn free fuel on ALL your daily expenses

  • Get 2 Turbo Points on every Rs.150 spent at groceries and supermarkets. Click here for a list of applicable stores. This is capped to spends up to Rs.5,000 (or 67 points) per month.

No Annual Fee

The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1,000. Click here for Terms and conditions.

Your Turbo Points never expire

  • Redeem them now or collect them for something big later - it's a choice available to you with your Turbo Points that never expire.

Flexible Rewards Redemption Program - Do more with your points

Convert your Turbo Points to free fuel or redeem them easily in-store or online for exclusive products in lifestyle, leisure, and travel. For a preview of your rewards, please click on the links below.

Redeem for free fuel instantly at over 1200 IndianOil outlets across the country.
Convert your points to gift vouchers for products and services from brands.
Pay with points at select merchant outlets and online partners for things you would want to buy.


Eligibility

To get this credit card, you must be:

  • Above 21 years of age
  • Salaried or Businessman
  • Permanent Resident of India
  • Having Good Credit Score. Not sure of your credit score? Click here to check for FREE
  • Minimum Gross Annual Income of Rs.4Lac

Additional criteria for approval from the lender may apply

Documentation Required

Applicant needs to furnish self-attested supporting documents :

Identity Proof(any one) such as
  • Aadhaar Card
  • PAN Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
Address Proof(any one) such as
  • Aadhaar Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
  • Utility bill not more than 2 months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill) 
Income Proof(whichever applicable)
  • Latest Payslip/Form-16(For Salaried)
  • Latest ITR(For self-employed)

and a passport-size photograph.

Think About

How to collect Turbo Points at IndianOil Outlets.

  • 4X Turbo Points + 1% fuel surcharge waiver.

Click here to locate the IndianOil outlet.

  • 2X Turbo Points on daily-need groceries at popular grocery stores, supermarkets, and hypermarkets.

To find a 2X Turbo Point store near you from the list, click here.

  • Unlimited 1 Turbo Point for every Rs.150 spent at all other stores, on all other purchases.

Your Points. Your Choice.

  • Choose from a range of redeeming options including fuel, holidays, air miles, cash back and premium merchandise from international brands.

Fee Details

Flexibility

Interest Rate3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.
Credit LimitWill be communicated at the time of issue.
Cash Advance LimitWill be communicated at the time of issue.
Cash Advance Fee2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.
Annual FeeRs.0 when you spend Rs.30,000 or more on your Card in a year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1000.
Supplementary CardNIL
Emergency Card ReplacementYes

Customer Care Details

CITIBANK CREDIT CARDS CUSTOMER CARE NUMBERS

1860 210 2484 (Local call charges apply) Use +91 22 4955 2484 for calling us from outside of India.

EMERGENCY SERVICES CITIBANK CREDIT CARD

Contact Citibank immediately on the 24X7 CitiPhone* numbers to log a complaint or block your card in any of the following scenarios:

  • If you’re unable to locate your Citibank Bank Credit Card.
  • Your Citibank Bank Credit Card has been swallowed in the card slot of an ATM.
  • You received an SMS or email alert for a transaction which you did not make.
  • You used an ATM to withdraw cash but the money could not be dispensed

You can even write to

Principal Nodal Officer,

Citibank India

No. 2, Club House Road,

Chennai - 600 002

For easier reference, its good to mention the complaint reference number and your first contact point in the bank for the concern raised.