The American Express® Platinum Reserve Credit Card

American Express
  • Joining Fee
    ₹ 5,000
  • Category
    Lifestyle
  • Min. Income
    ₹ 9,00,000
The American Express® Platinum Reserve Credit Card
  • Privileges* at Taj Hotels, Resorts & Palaces; Preferred Hotels & Resorts and Oberoi Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India
  • Complimentary access* to leading golf courses in India
  • Special health and wellness benefits from Max Healthcare, Fortis Healthcare and Texas Medical Concierge

Card Details

  • Get a Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Enjoy cashback of up to Rs. 10,000 at MakeMyTrip.com
  • Earn 1 Membership Rewards Point for every Rs.50 spent on the Card except for expenses made on fuel, insurance, utilities and cash transactions
  • Accelerate your Points with up to 20 Bonus Membership Rewards Points at our EXTRA from Membership Rewards partner outlets
  • Choose to pay for your flights with Membership Rewards Points through ‘Pay with Points’
  • Redeem your Points for over 500 options across travel, dining, accessories and more
  • Use your Membership Rewards Points to pay for your Card charges. Enjoy the flexibility that comes with Select and Pay.
  • Savour discounts at partner restaurants with the American Express Selects Dining programme and enjoy culinary journeys with your Taj Epicure membership
  • Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI
  • Monthly Blockbusters Programme: Earn movie vouchers worth up to Rs.2000 every month. Know More
  • Rely on dedicated concierge service to fulfil your requests coupled with 24x7 Card related assistance  

Eligibility

To save time before you apply for your Card, it’s best to make sure you can say yes to the following:

  • I am over 18 years of age
  • I have a personal annual income of INR 6 lacs and above (for both Salaried, Self Employed)
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a permanent residential address in India
  • I have a good credit history and no payment defaults
  • If self-employed: My company has been trading for more than 12 months.

Documentation Required

Applicant needs to furnish self-attested supporting documents :

Identity Proof(any one) such as
  • Aadhaar Card
  • PAN Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
Address Proof(any one) such as
  • Aadhaar Card
  • Valid Driving License
  • Valid Passport
  • Voter ID
  • Utility bill not more than 2 months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill) 
Income Proof(whichever applicable)
  • Latest Payslip/Form-16(For Salaried)
  • Latest ITR(For self-employed)


and a passport-size photograph.

Think About

Offers and Privileges

With the Platinum ReserveSM Credit Card, enjoy privileges and benefits at every step of the way from travelling, lodging, fine dining and more.

  • Travel- Enjoy benefits on your bookings through MakeMyTrip.com
  • Lodging & Elite Tier Memberships- Enjoy privileges at Taj Hotels, Resorts and Palaces, Preferred Hotel Group and Oberoi Hotels & Resorts
  • Lounge Access- Enjoy complimentary access to American Express® Lounge at Delhi airport along with other domestic airport lounges Get complimentary membership to Priority Pass
  • Health & Wellness- Special health and wellness benefits on Max Healthcare, Fortis Healthcare and Texas Medical Concierge
  • Golf- Complimentary access to leading golf courses in India.
  • Fine Dining- Enjoy exciting privileges while you savour cuisines at select restaurants
  • Purchase protection- If an item is stolen due to burglary or damages or breaks due to fire, earthquake, flood, storm, cyclone, etc. within 60 days of purchase, it can be refunded
  • Concierge and other services- If an item is stolen due to burglary or damages or breaks due to fire, earthquake, flood, storm, cyclone, etc. within 60 days of purchase, it can be refunded

Fee Details

Annual Fee

  • First year Fee: Rs.5,000 plus applicable taxes 
  • Second year onwards: Rs.10,000 plus applicable taxes