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BEFORE APPLYING FOR A LOAN OR CREDIT CARD, CHECK YOUR CREDIT SCORE FIRST!

  • Your Credit Score ranges between 300 and 900.
  • 79% of loans are approved for individuals with a Credit Score greater than 750.
  • Higher your Credit Score, higher are your chances of Loan Approval.

We make your credit report easy to understand

Home Loans

Features home loans accounts, including all the home loans taken earlier or currently running.

Credit Cards

See your credit card account details, payment history credit limits and contact information.

Education Loans

Find out if your account is in good standing, current outstanding, EMI amount and tenure.

Property Loans

Features loans taken against property. Review your balances, current rate of interest, tenure.

Car Loans

Review your account details, including your EMI, loan tenure and original sanctioned amount.

Spot Errors

Review the account details, payment history and contact information of any loans that don't fit into a specific category. Spot errors and report them for improving your credit score.

Checking your credit report with Gullakh will not affect your credit score

Some credit inquiries hurt your credit score, and some do not. When banks pull your credit report it reflects as an enquiry in your credit report. Every enquiry which does not result in a loan disbursement carries a negative impact on your credit score. When we pull your credit report it's considered a soft inquiry, which means it will not have an adverse impact on your credit score.