Why Use Gullakh to Balance Transfer Your Current Home Loan?

Gullakh’s Reverse Auction platform helps you find lower home loan rates, processing fee, and better repayment terms. When you use Gullakh’s Reverse Auction platform, you avoid having to haggle through the complexities of unnecessary or low-value home loan features. This means you may not be dependent on a Direct Selling Associate (DSA). With the cost of this advice removed from the home loan process, Banks are able to pass on more competitive home loan pricing to you with better loan terms.

At Gullakh we believe good customers should be rewarded.

Why do new customers receive lower home loan interest rates than existing customers?

We believe it’s a great time to place a Request for Quote(RFQ) at Gullakh – when you have an existing home loan. To benefit the most from the competitive tension that Gullakh’s LonaTender creates, you should ideally have a good credit score, a steady income, and disciplined banking habits.

Gullakh is helping good customers save thousands of rupees every year by cutting out the middleman commission. Without the expense of a DSA’s commission, lenders can pass on lower pricing to you.

Under the competitive tension created by the Gullakh’s live auction environment, it opens up opportunities for lower home loan rates than you would normally have access to otherwise.

Using your profile information, banks can often do more than quote you a pre-existing static interest rate. They are incentivized to consider your profile and to compete in a live environment and beat rival offers to win your loan.

Gullakh can help you obtain lower home loan pricing to refinance your home loan.